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Mortgage Options

Answer a few quick questions to see your options. Checking options won't affect your credit score.

What would you like to do?

Buy a Home Take Cash Out Investment Property

Please pick one of the options above.

Are you buying a property or do you already own it?

Buying Already Own It

When do you plan to buy a home?

Already under contract Immediately – I'm making an offer I'm shopping and considering a few options Within the next couple months Not sure – I want to know what I can afford

What type of property do you have?

Single Family Home Townhome Condominium Multi Family Home Manufactured or Mobile Home

How do you use this property?

Primary Home Secondary Home Rental Property

Would you like to get pre-qualified?

See how much you may be able to afford. Checking options won’t affect your credit score.

Yes No

What's the property's ZIP code?

ZIP Code

Please enter a valid 5-digit U.S. ZIP code.

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What are you using this loan for?

Home Improvement Retirement Income Debt Consolidation Investment Purposes Other

Please estimate the value of the property

 

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Do you have a mortgage on this property?

No, it's paid off Yes, one mortgage Yes, two mortgages

What's your remaining balance on your first mortgage?

It's OK to estimate.

 

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Do you have a second mortgage?

Yes No

What's the remaining balance on your second mortgage?

It's OK to estimate.

 

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How much do you need?

 

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Have you already found your new home?

Yes No

Are you currently working with a real estate agent?

Yes No

What is the estimated purchase price?

 

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How much are you putting down as a down payment?

 

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Is this your first time buying a home?

Yes No

Do you need to sell your current home?

Yes No

Will you have a co-borrower?

Yes No

What's the expected monthly rent?

Current or expected gross monthly rent.

 

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Have you or your spouse served in the U.S. military?

Veterans and service members may qualify for VA loan benefits.

Yes No

How long have you been self-employed?

Under 1 Year 1-2 Years 2+ Years

How would you prefer to verify your income?

Bank Statements Tax Returns Not sure

Estimate your credit score

Excellent740+ Good670-739 Fair600-669 Needs WorkBelow 600

Estimates are fine. This is just one factor.

Have you or your spouse served in the U.S. military?

Veterans and service members may qualify for VA loan benefits.

Yes No

What's your annual household income?

Combined, before taxes.

Annual household income

$

Please enter your annual household income.

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Analyzing Your Options...

We're reviewing your answers to help identify options that may fit your needs.

Review ready

Preliminary estimate based on the amounts you entered. Not a loan approval, appraisal, or commitment to lend.

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Your Privacy Matters

• Secure form designed to protect your personal information.
• Your information is used to review your request.
• Your information is handled according to our Privacy Policy.

What's your home address?

Your loan officer needs this to prepare your options.

Your estimated home equity

$0

Based on the amounts you entered. Not an appraisal or loan offer.

Street address

Please enter the street address, including the house number.

Apt / Unit (only if applicable)

Change

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Your Information Is ProtectedSecure submission. Privacy-focused handling. Privacy Policy

What's your date of birth?

Helps us check program eligibility. Optional.

Date of birth (optional)

Please enter a valid date (MM/DD/YYYY). You must be 18 or older.

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What's your name?

First name

Required

Last name

Required

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Your information is submitted securely and handled according to our Privacy Policy.

Where should we email your options?

Email address

Please enter a valid email address.

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Your information is submitted securely and handled according to our Privacy Policy.

Best number to reach you?

Mobile phone

Please enter a valid 10-digit U.S. phone number.

We’ll text and email your options. No spam.

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By clicking “I Agree to All Terms – See My Loan Options,” I agree that West Capital Lending, Inc. (NMLS #1566096), its representatives, and its AI voice and text agents may contact me at the phone number and email address I provided about my inquiry and mortgage services, including marketing, by calls, text messages, and email, using automated technology and artificial or prerecorded voices, even if my number is on a Do Not Call list. Consent is not required to obtain a loan or services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use, and SMS Terms.

Please check the box above to see your options.

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We're sorry, but our financing options are not currently available in your state.

If your ZIP code is wrong, you can go back and correct it.

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Your Request Has Been Received!

Mike Kariko, Mortgage Broker at West Capital Lending, will personally review your information and discuss your options with you.

West Capital Lending, Inc.

Mike Kariko, Mortgage Broker | Branch Manager

NMLS #1387724 (Mike) · Company NMLS #1566096

Preliminary estimate based on the amounts you entered. Not a loan approval, appraisal, or commitment to lend.

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What happens next

1. Mike or his team reviews your answers and checks the programs that may fit.
2. You talk it through by phone at a time that works for you.
3. You choose what's right for you with no pressure and no obligation.

Your information is handled according to our Privacy Policy.

Your information is submitted securely

Checking options won’t affect your credit score

Free to use · No obligation · Checking options won’t affect your credit score*

*This form asks for your estimated credit range only. It does not pull your credit report. If you later choose to apply, a lender will ask your permission before checking credit, which may include a hard inquiry.